Arcade.dev, a platform built to bring AI agents into the real world, is joining forces with Lithic, a trusted name in card processing, to help shape the future of AI-driven commerce. Together, they are introducing the world’s first AI e-commerce application that can securely search, compare, and complete purchases all in a single seamless flow.
In a major step toward enabling fully autonomous commerce, the two companies have pioneered a breakthrough concept called “just-in-time auth” for agentic payments. This innovation ensures that AI agents receive only the specific payment permissions they need, exactly when they need them. At the time of checkout, the system generates a one-time-use credit card, tightly linked to both the intended merchant and the exact purchase amount in the user’s cart.
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What makes this solution stand out is its focus on being open and transparent. Both Arcade and Lithic aim to make this technology open-source, inviting developers across the globe to build AI agents equipped with secure, real-time payment capabilities. This move addresses one of the final challenges in AI-powered commerce: empowering agents to complete transactions simply and safely.
Bo Jiang, Co-founder and CEO of Lithic, put the opportunity into perspective: “AI-native commerce isn’t just the next big thing — it’s a multi-trillion-dollar shift that’s set to change the way the world does business. Until now, payments haven’t had a true place in the AI ecosystem. By teaming up with Arcade, we’re delivering the first secure payment infrastructure designed for AI agents, bringing trusted AI-powered transactions to our customers.”
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As AI continues to redefine how consumers search, compare, and engage with products online, this partnership fills a critical gap. While large language models have improved decision-making and product discovery, the inability to finalize transactions in an AI-driven environment has limited the experience.
Alex Salazar, Co-founder and CEO of Arcade.dev, underscored the importance of secure automation: “Security must be the bedrock of any agent taking real-world actions. At Arcade, we’re laying the foundation for reliable agent-led transactions, where users can trust AI to handle purchases confidently.”
By building a robust authentication and authorization framework, Arcade is enabling AI agents to securely operate across a diverse ecosystem of merchants ushering in a new era of intelligent, autonomous commerce.
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