Nexent Bank is accelerating lending across Romania after rolling out SAS Viya, an AI-powered platform designed to automate credit decisions and process loan applications in minutes instead of days. The bank says the new technology helps deliver faster approvals, better credit accuracy and a smoother mobile experience for customers.
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Previously slowed down by legacy systems, Nexent upgraded to SAS Viya to improve real-time risk analysis and integrate advanced credit scoring models directly into its digital channels. The bank now automates nearly 70% of credit card limit approvals, significantly reducing manual work and giving employees more time to support customers.
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Since going live in only six months, Nexent Bank reports major improvements in customer satisfaction, reduced default risk, and stronger portfolio performance. The platform also works within strict regulatory frameworks and supports on-prem deployment important for the bank’s compliance obligations in Romania.
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By combining automation, advanced analytics and responsible AI, Nexent aims to build fairer, more transparent lending while modernizing its digital banking services.
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