Robo.ai Inc. and UAE-regulated digital asset custodian Changer.ae have unveiled Roboy339, the world’s first smart vehicle equipped with its own digital wallet, at TOKEN2049. This launch marks a major milestone in their ongoing collaboration to integrate compliant financial infrastructure into intelligent machines.
Earlier in August 2025, Robo.ai and Changer.ae signed a strategic memorandum of understanding to co-develop wallets and digital accounts that meet regulatory standards. By showcasing Roboy339 at TOKEN2049, both companies highlight Robo.ai’s progress in deploying “smart machine × compliant stablecoin capability” across the Middle East. As a regulated entity under the Abu Dhabi Global Market (ADGM), Changer.ae provides virtual asset custody, forming the foundation for device-level financial operations.
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Roboy339’s digital wallet enables autonomous, real-time payments for tolls, charging, maintenance, and leasing, while also managing authorized income and transactions. This innovation demonstrates embedded finance in action, integrating financial services such as payments, credit, and insurance into non-financial products to boost operational efficiency and unlock new revenue streams. Moreover, it offers standardized compliant financial interfaces and auditable transaction loops, making it suitable for fleet management, automakers, mobility services, and the broader IoT industry. Future plans include connecting eVTOLs, autonomous taxis, and logistics vehicles to the same ecosystem, creating new business models driven by verified data and token economics.
Changer.ae Senior Executive Officer Wang Hao, CFA, stated, “We are pleased to support Robo.ai’s innovation with underlying security and custody capabilities under the ADGM regulatory framework. The integration of blockchain and compliant architecture is one of the key pathways to enable financial sovereignty for smart machines.”
Echoing this, Robo.ai CEO Benjamin Zhai commented, “The era of autonomous economics for intelligent devices is upon us. The name Roboy339 is derived from the last three digits of its unique VIN number it is not only its bank account but also its digital ID. With the support of investors, partners, manufacturers, financial institutions, and regulators, Robo.ai stands at the intersection of the ‘machine economy’ and the ‘digital economy’.”
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In addition, Robo.ai has made a multi-million dollar strategic investment in Arkreen, a leading decentralized physical infrastructure network (DePIN) platform. This collaboration accelerates the integration of intelligent machines, decentralized networks, and asset tokenization, providing critical infrastructure for financial innovation at the device level. By combining Arkreen’s decentralized ecosystem with Changer.ae’s regulatory-compliant custody, Roboy339 operates within a safe, transparent, and scalable embedded finance framework.
Looking ahead, Robo.ai plans to onboard more devices such as eVTOLs, robotaxis, and unmanned logistics vehicles into this on-chain ecosystem, exploring novel business models based on authenticated data and tokenized economies. Roboy339 exemplifies this vision, transforming vehicles from passive tools into autonomous economic agents.
Supporting this growth, Robo.ai recently secured USD 300 million in strategic investment from U.S. firm Burkhan Capital LLC. This funding accelerates commercialization across Robo.ai’s three strategic pillars AI software, intelligent hardware, and smart assets while also enabling continued investments in autonomous driving, intelligent commercial vehicles, and eVTOL solutions.
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